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OCR: Financial Guide Investment Guide Monthly Years: 10 + APR: 9.0 % Investment ...... $100 $14,774 $18,417 $23,234 $19,497 Lump Sum Investment at 4% at 8% at 12% Variable ......... $5,000 $7,454 $11,098 $16,502 $12,257 Predicting the Future Value of Monthly and Lump Sum Investments